Track what you owe and what's owed to you — all in one trusted place.
Informal loans, IOUs, and shop tabs get tracked on paper notebooks, WhatsApp threads, or memory. Dube Ledger replaces all three with one shared record both sides can see.
Paper and memory don’t scale — and they don’t agree
Paper notebooks
Pages get lost, torn, or illegible — and there’s only one copy, held by one side.
WhatsApp threads
The running total is buried in a scroll of messages. Nobody can point to a single number.
Dube Ledger
One shared book. Both sides see the same entries and the same balance — always.
Four steps, one shared record
- 1
Create a Book
One book per relationship — a friend, a family member, or a shop customer.
- 2
Add them by phone
If they’re not on Dube Ledger yet, they get an SMS invite link to join.
- 3
Log I GAVE / I GOT
Every entry is an amount, a description, and a date — visible to both sides.
- 4
Mark it Settled
Either side can close the book once the balance is settled outside the app.
Itemized running tabs for shopkeepers
A personal IOU is one number. A shop tab is a list — bread, sugar, soap, one line at a time. Dube Ledger itemizes every credit sale so the running total is never a guess.
Private by default
Only you and the person you’re sharing a book with can see its entries. Nobody else has access.
A statement either side can trust
Export a shareable Statement of Account for any book — useful for your own records, or to settle a dispute with a number both sides already agree on.
Free to start, pay once to grow
Pro removes the free plan's book and invite limits. Payments are one-time — buying more time extends your current Pro period rather than starting a subscription.
Free
- Up to 3 books
- 1 active invite
- Unlimited entries in every book
Pro
- Unlimited books
- Unlimited invites
- Everything in Free
one-time top-up
Join the waitlistFrequently asked questions
Be first to know when Dube Ledger launches
Leave your email and we’ll let you know the moment it’s ready.